Credit Report Terms of Use
This draft page explains how Loanmezone may access and use credit report information when you request credit assessment, eligibility checks, or loan facilitation services through the platform. This content should be reviewed and approved by your legal team before production publication.
Effective date: March 15, 2026
1. Scope
These Terms of Use govern how Loanmezone may request, display, process, and rely on credit report information for users who choose to apply for products or services through the platform.
By continuing with a Loanmezone application journey, you authorize Loanmezone and its lending or verification partners to use your credit profile only for lawful eligibility, verification, underwriting, fraud checks, and application servicing purposes.
2. User Authorization
You confirm that you are the person named in the application and that you are providing valid consent for Loanmezone to obtain credit information connected to your profile.
- You authorize bureau inquiries where needed for credit assessment.
- You understand such inquiries may be recorded by the relevant credit bureau.
- You agree that Loanmezone may rely on bureau data along with information provided by you in the application.
3. Permitted Use of Credit Information
Credit report information will be used only to support application review, product matching, policy checks, fraud monitoring, servicing communications, audit requirements, and legally permitted operational reporting.
Loanmezone does not permit unauthorized resale or unrelated commercial exploitation of your credit information.
4. Data Accuracy and Responsibility
Loanmezone does not guarantee that bureau information or third-party data sources are complete, current, or error-free at all times. Where you identify a discrepancy, you should raise it with the relevant credit bureau and also notify Loanmezone support if the discrepancy affects your application.
5. Contact and Retention
Loanmezone may contact you by call, SMS, email, or WhatsApp regarding your consent, credit-related verification, application progress, document requests, and service updates. Credit-related records may be retained for operational, audit, dispute-handling, and legal compliance purposes.